May 6, 2015 | News
It’s coming! Your May 31, CE credit deadline!
This year save yourself from CE panic!
With ILS your CE is Fast, Easy and DONE!
Purchase or renew your ILS CE Course Subscription and complete your mandatory CE requirements entirely online now!
ILS offers accredited continuing education courses for insurance agents and financial planners across Canada! Continuing Education deadlines for insurance agents in BC and Manitoba are May 31, and Alberta’s requirements must be met by June 30 this year. With an ILS CE Course Subscription immediately access hundreds of provincially accredited CE hours for one low cost.
Advantages of the ILS continuing education course subscriptions:
- Once you purchase your subscription, you can begin taking your courses immediately! If you are a new subscriber, you will receive an automated username and password by email.
- Access more than 180 accredited general insurance training courses in both text and streaming video formats, including personal lines, commercial lines, auto, farm, professional management and personal skills courses.
- Access more than 75 accredited life/A&S insurance training courses in both text and streaming video formats including errors & omissions insurance, money management planning process and insurance and estate planning.
- Have a digital record of your completed course work, which we keep on file for up to seven years.
- Save time by completing your general insurance continuing education requirements entirely online, no paperwork or commute.
- Courses can be accessed any time and you can log in and log out as many times as you wish during the course period.
- Quizzes and Final exams are offered in most of our courses to help you retain the information.
- Should you require any assistance at any time during your course work, we are here to support you 5 days a week, 0800 – 1700 PST.
Join the more than 22,000 Canadian insurance professionals who develop their skills and meet their CE requirements with ILScorp each year!
May 5, 2015 | News
Today May 5th is CINCO de MAYO…
but at ILScorp it’s CINCO para DOS!
(Translation: FIVE for TWO!)
Cinco para Dos! Get the ILS Introduction to General Insurance Level 1 Licensing Program, (The ILS IGI Total Package) regularly priced at $500 for only $200!
AY CHIHUAHUA! 
This is NACHO ordinary deal!
Enter Promo Code CINCO15 to receive your ILS IGI Total Package for only $200.
The ILS Introduction to General Insurance Level 1 Licensing Program (IGI) has over an 80% pass rate due and is the most up to date Level 1 Licensing Program available in British Columbia, Saskatchewan and Manitoba.
The ILS IGI TOTAL PACKAGE contains everything you need to help you successfully pass the ILS IGI Introduction to General Insurance Level 1 Licensing Final Exam!
Here’s what you get…
Interactive online IGI video course
Hardcopy Textbook
Study Guide with hundreds of extra practice questions and quizzes
Electronic Flashcards
ILS IGI Level 1 Licensing Final Online Exam
PLUS FREE SHIPPING
You will have 3 months access to all of this material from your date of purchase.
CINCO15 Promo Code Valid on ILS IGI TOTAL PACKAGE
New purchases only. Does not apply to already discounted packages.
Expires Sunday May 10, 2015.
Earth Day 2015 is this Wednesday April 22.
Read more
Apr 6, 2015 | News
Ever wonder what the CAIB Exams consist of?
How many questions are on CAIB Key Terms?
Is there a multiple choice component?
And how many marks are the open ended general questions worth?
To help you prep for your CAIB Exam here is a quick reference list of the structure of CAIB exams and even some sample questions and answers.
Outline of CAIB Exams
The CAIB I exam is structured as follows:
PART I – KEY TERMS (1 MARK EACH = 12 MARKS)
Students will be required to define 12 insurance terms contained in the course material.
PART II – MULTIPLE CHOICE (1 MARK EACH = 10 MARKS)
Students will be required to answer 10 multiple choice questions. Only one answer is correct for each question. Please be sure that all questions are answered in examination booklet.
PART III – GENERAL QUESTIONS (3 MARKS EACH = 78 MARKS)
Students will be required to answer 26 questions. The questions will focus on the students ability to:
–identify or recall relevant information;
–explain the relevance of certain insurance terms or concepts;
-provide examples which support the concept being tested.
Sample CAIB Exam Questions and Answers
PART 1 – KEY TERMS
Sample Question: Define – MATERIAL FACT
Answer: (1 mark)
A MATERIAL FACT is a fact which if communicated to the insurer, would induce it either to decline the insurance altogether, or not accept it unless a higher premium is paid.
PART 2 – MULTIPLE CHOICE
Sample Question:
The Consequential Loss Assumption Clause is designed to insure:
(A) damage to refrigerating or cooling
(B) damage caused by freezing of waterlines resulting from power
(C) loss to stock due to a change in
(D) contamination of stock resulting from rupture of supply piping connected to refrigerating or cooling apparatus
Answer: (1 mark)
(C)
PART 3 – GENERAL QUESTIONS
(A) (1 mark)
The Insurance Acts of the Common Law provinces require that all policies insuring against the peril of fire also insure direct losses caused by two (2) additional perils. Identify the two (2) additional perils insured by the Fire Policy.
(B) (2 marks)
Indicate whether the Fire Policy would respond to pay for the following losses. The building, stock and equipment are owned by the insured and are covered under the policy. State whether COVERED/NOT COVERED.
(1) fire damage to six 15 ft. canoes being held for sale in the insured’s
(2) damage due to contamination by radioactive materials which were released when natural gas furnace in research laboratory
Answers:
(A) In addition to the peril of fire, the Fire Policy also insures the perils of lightning and explosion of natural, coal or manufactured (1 mark)
(B)
1. COVERED (1 mark)
2. NOT COVERED (1 mark)
What grade do I need to pass?
A minimum grade of 60% is required for a pass on each exam.
What does the online exam look like?
Exam consists of multiple choice, definition and short answer questions for CAIB 1-3 and the long form answers for CAIB 4. Students have 3.5 hours to complete the exam. The passing grade is 60% for each level.
Prepare to successfully write your CAIB Exam and work towards your CAIB designation with ILScorp’s CAIB Exam Prep Online Video Courses.
More than 80% of students who prepare to write their CAIB exams with the ILScorp CAIB tutorial courses are successful!
Our interactive, online, CAIB Exam Preparation Video courses combine the dynamic instruction of Todd Hochban with the ease and convenience of online learning. Each course contains streaming video, and are divided into easy-to-manage chapters. Each chapter includes 10-20 video clips of the instructor, along with easy to read text. Numerous exercises and mock exams help to reinforce knowledge retention.
MORE INFO ON CAIB EXAM PREP COURSES
Apr 2, 2015 | News
Adjusting Bodily Injury Claims: Module 4: Muscle Strains & Skeletal Make Up
This course is now included as part of your ILS General CE and/or Adjuster CE Course Subscription!
This interactive, online audio course, written and narrated by Maurice McFadden, a 40 year industry veteran, explores the various conditions that can affect muscles, while the second part of this module explores the skeletal make up
Some topics covered in this course include:
Muscle strains
Muscle atrophy
Whiplash dynamics and injuries
Skeletal make up
Bone composition
Specific terminology
Skeletal fractures and injuries
Credit Hours: 1
Credit Type: General/Adjuster
BC, AB, SK, MB
Here are some examples from the Adjusting Bodily Injury Claims: Module 4: Muscle Strains & Skeletal Make Up Online Course
This is just one of 4 available courses in the Adjusting Bodily Injury Course Series.
All 4 courses are included in your General CE or Adjuster CE Course Subscriptions.
Adjusting Bodily Injury Claims Course Series:
Module 1: Introduction and the Investigation Process
Module 2: Injury Explanation and Details and Determining Liability
Module 3: Introduction to Anatomy: Skin and Muscles
Module 4: Muscle Strains and Skeletal Make Up
Module 5: COMING SOON! – Fractures and the Spinal Column
Mar 31, 2015 | News
Source: www.mashable.com
Ah, April Fools’ Day. While we can’t wait to see what amusing pranks the likes of Google are cooking up, you can plot your own fun in the meantime.
Here are 10 suggestions, ranging from vintage classics to more up-to-date tricks that you can play on your colleagues, friends and frenemies.
If your office has a good sense of humor and you’re looking for a bit of light-hearted, harmless fun this April 1, take a look through these ideas and please share your own suggestions in the comments box below! Happy April Foolin’!
April Fools Pranks
1. Speech Recognition
Create an official looking notice (as per the house style of your workplace) informing staff that an item of office equipment is now equipped with speech recognition technology. Add a few suggested commands. Stick the notice to the equipment. Sit back and watch your colleagues shout at an inanimate object. Secretly video the action for prolonged fun.
2. Crossed Wires
Simple, yet effective. Just switch the telephone plugs of your colleagues’ phone lines (leaving their phones in exactly the same place) and enjoy the confusion as they repeatedly receive calls for each other. Works best with coworkers that aren’t on the best terms to start with.
3. Quick Change
This one requires a little planning and collaboration, but the effect will be worth the effort. Arrange with coworkers to each bring in several changes of clothes. Then, throughout the morning repeatedly switch items of clothing. Ensure your mark sees you all in as many different items as you can manage. Wait for the other shoe to drop.
4. Fun with Mice
Anyone leaving their mouse unattended around April 1 deserves punishment. While the classic trick was to remove the mouse’s tracker ball, nowadays you can achieve the same effect by putting some tape over the mouse’s laser tracker. Alternatively, and if you can find time with an unattended computer, change the mouse’s settings for maximum confusion.
5. Hunt the Paper Clip
This is another oldie-but-goldie for anyone in an office where a photocopier is still regularly used. Place a paper clip over or on a piece of blank paper and make several copies. Now, place them back on the top of the paper tray. Hang around to see your colleague’s confusion as they desperately try and find the strange paper clip that’s showing up on all their copies.
6. This Stall is Occupied
For this you’ll need a pair of shoes, a pair of trousers, some newspaper (or something similar) for stuffing and possibly a step ladder. In a toilet stall with a gap at the bottom, set up your items of clothing to look as if someone is using the conveniences. Lock the stall (from the outside if possible, otherwise this is where the step ladder comes in) and leave your mystery “person” to confuse (and very possibly worry) restroom users for the rest of the day.
7. BSoD
This is perhaps more effective with older colleagues who are likely to have experienced the pain of the “Blue Screen of Death.” For this prank, it’s just a matter of finding an appropriate screen grab and either leaving it on your co-worker’s display, or setting it as the screen saver for a nasty surprise.
8. Can You Hear That?
Find, or make a recording of a repetitive noise (a heart beat works well for maximum distress) or dig out a portable radio. Set the volume to just audible and hide it in a filing cabinet, cupboard, drawer, etc., near to your mark. Now wait for your colleague to ask if anyone else can hear that heart beat/static/music and prepare to deny all. Several times. A straight face is essential.
9. Wrong Number
Does your office issue a paper list of phone extensions? If so, there’s fun to be had. You need to access the master doc (or re-create it if need be). Swap the extensions and then replace your target’s list with the doctored version. Obviously you’ll need to replicate any creases, edits, coffee stains and so on, but if you can pull this off, you’re in for a treat as your unsuspecting mark blithely dials a work buddy and instead gets the MD.
10. Just Smirk it Out
Our last prank is especially effective if your colleagues are expecting you to pull some kind of stunt. This April Fools’, just do nothing. Sit and smirk at everything on the morning of the 1st. They will rack their brains desperately trying to work out what you’ve plotted. You can help out their anxiety levels with loaded comments to match your smirk. “Enjoy your coffee.” “Have you used the water cooler yet today?” “Aren’t you going to answer that?”
