Canadian Insurance Continuing Education Requirements and Record Keeping

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Today is national puppy day!

Today is national puppy day!

Feeling dog-tired this ruff Monday morning? Well you’re in luck, it’s National Puppy Day!  Throw yourself a bone, stop working like a dog and paws to look at some incredibly adorable puppy photos.  After all, there is no denying people love their pets so they definitely deserve a bit of extra love and celebration.

Each year, we spend a lot of time and energy on our furry little friends. We also spend a lot of money. Between pet food, toys, cat litter, vet bills, etc., the costs add up quickly. But when our dog or our cat falls ill or is injured in an accident, many of us don’t have the money needed to deal with the situation. However, the increasing availability of pet insurance in Canada is helping pet owners deal with these incurred costs.

ILS offers two online courses that deal specifically with Pet Insurance and Liability of owners for their pets. Both of theses courses are included as part of the ILS General CE or Adjuster CE Course Subscription.

 

Pet Insurance, Insurance for Man’s Best Friends
 In this course, we will look pet insurance under the following topic headings, specifically:
1. About Pet Insurance
– The history of pet insurance
– The importance of pets
– Why get pet insurance?
2. The Product
– Standard coverages and exclusions
– How to make a claim
– Real life examplesThis course qualifies for 2 continuing education credit hours (General/Adjuster – Technical) and is included in your ILS General CE or Adjuster CE Course Subscription.

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Liability of Owners for their Pets: Legal Precedents

Liability of Owners for their Pets: Legal Precedents

An alarming number of Canadians are injured by animals. While it may seem that dogs, particularly pit bulls and Rottweilers, get most of the attention, there have been some substantial liability claims arising out of the ownership of other animals, including farm animals and exotic pets. This course examines pet owners’ liability.

Outline:

  • Determination of Liability – Basic Principles
  • The Law Respecting Civil Action against Animal Owners
  • Liability for Domestic Pets (Dogs and Cats)
  • Liability for Farm Animals
  • Liability for Exotic Pets
  • Animal Ownership: How to Minimize the Risk

This course qualifies for 2 continuing education credit hours (General/Adjuster – Technical) and is included in your ILS General CE or Adjuster CE Course Subscription.

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Complete your ChAD PDU compliance requirements for 2015!

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Mold, marijuana and money. All things green for St. Patrick’s Day

Mold, marijuana and money. All things green for St. Patrick’s Day

Happy St. Patrick’s Day!

On St Patrick’s Day it is customary to wear shamrocks and/or green clothing or accessories. If you don’t, beware, you may be pinched!  ILScorp is celebrating St. Patrick’s Day with our feature green courses!

From mold insurance, to marijuana grow ops and money laundering… CE accredited for general, adjuster, life/A&S or ChAD, we’ve got your green covered!

Check out these green online courses as part of your ILScorp General CE Subscription / Adjuster CE Subscription / ChAD UFC Subscription / or Life/A&S Subscription today

 

What you Need to Know about Marijuana Grow Ops   

This course discusses the effects of marijuana grow operations on the insurance industry and individuals, specifically property owners who have seen their homes and other revenue properties literally destroyed by the criminals who use them to house these illegal operations..

Outline:

Marijuana Grow Operations

Risks and Hazards of the Grow-Op

Insurance Implications

Risk Management for Landlords and Neighbors

Credit Hours: 1

Credit Type: General/Adjuster – Technical

 

View All ILS Green Courses

 

Mold Insurance Part 1

Topics to be discussed include:

1. Mold – Old, But Here to Stay

2. The Growing Issue – Mold in the Spotlight

3. The Rise of Mold-Related Cases and Claims in Canada

4. Detection and Restorative Action Risk Management Techniques

Credit Hours: 3

Credit Type: General/Adjuster – Technical

 

Mold Insurance Part 2

In this course, we will look the impact of mold on insurers and litigators, first party property claims, third party liability claims and case studies.

Topics to be discussed include:

1. Mold – A Problem for Insurers and Litigators

2. Policy Issues

3. Litigation Cases in North America

4. The Future of Mold Claims and Cases

Credit Hours: 3

Credit Type: General/Adjuster – Technical

 

Over 80% of students who prepare to write their CAIB exams with the ILS CAIB exam prep courses are successful!

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How to Deal with Workplace Bullying

How to Deal with Workplace Bullying

Workplace bullying can have long lasting mental and physical effects on workers. Bullying can be anything from ostracizing victims to spreading rumours and betraying trust. But studies are showing that the younger generation of workers may be changing the attitudes towards workplace bullying.

Millennials (aka Generation Y) have grown up with anti-bullying campaigns in school. Because of this, they are more aware of what bullying is, its effects and how to prevent it from occurring.

“The younger generation is quite intolerant of bullying,” Dr. Gary Namie, a psychologist and co-founder of the Workplace Bullying Institute, told Forbes.com. “We’ve found they’re less likely to believe they have to continue to stay in that environment. Many know they’ll hold multiple jobs in their lifetime, so they’re quick to get out of a bad situation [compared to the older generations].”

In time, Namie says, the intolerance to bullying will trickle down to other generations as companies face employee turnover from it.

Dspite the rise of Internet trolling and reputation damage through social media, Dr. Namie says the internet has actually had a positive impact on the case against workplace bullying. Online forums dedicated to sharing stories have generally been supportive, he says. A whopping 72% of people surveyed had never heard of “workplace bullying” before reading the term online.

Employers have a duty to address bullying, preferably before it begins, with employee training.

“Employers have the power to nip bullying in the bud,” Namie said. “I’m always surprised when small companies don’t address a bully. If you have six employees and one is a bully, that’s a significant percentage of your workforce that’s unhappy. In a bigger company, one bully out of a hundred wouldn’t make as big a dent.”

A survey by the Workplace Bullying Institute found that only six per cent of businesses said their organizations had a defined policy enforceable against bullying.

The WBI offers these suggestions for addressing workplace bullying:

1.) Define what is workplace bullying at your company. Have a firm commitment that it is unacceptable. Use company-specific illustrations to define it. “Clearly state what it is and what it’s not,” says Dr. Namie.

2.) The target must show the consequences of the bullying. Work-related consequences of the bullying like absenteeism and drop in productivity are just as important and quantitative as impact on health.

3.) Enforce procedures to tackle it. An informal, pre-emptive measure could be to facilitate team training on anti-bullying. A formal procedure would be to insist on “restorative rather than punitive” action. “Even the bully should be treated with dignity as they get counseled,” says Dr. Namie.

4.) In other words: don’t have a zero-tolerance policy; find ways to create a culture of inclusion.

ILScorp offers two anti-bullying courses – one for employees, another for employers. These online workplace bullying courses can be an important part of your workplace bullying policy. Visit www.ilscorp.com for more info or call us at 1-800-404-2211 to get started.

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