DCPD – Alberta Automobile Insurance Reform

DCPD Alberta Automobile Insurance Reform

The purpose of this course is to provide background and specific details relating to the Direct Compensation for Property Damage (DCPD) changes that will impact Alberta automobile policies as of January 1, 2022. This goal is addressed through a comprehensive review of the previous regulation changes, the upcoming legislative changes, and a discussion of what DCPD will mean for drivers.

This course will cover the following topics:

  • Brief background to the reforms
  • Review of regulation changes including:
    • Minor Injury Regulation
    • Diagnostic and Treatment Protocols Regulation
    • Automobile Accident Insurance Benefits Regulation
    • Automobile Insurance Premiums Regulation
  • Changes to Automobile Insurance Rate Board (AIRB)
  • What DCPD will mean for drivers
  • Changes to claims processing and coverages
  • Upcoming changes (through Bill 41) in early 2022
  • Driver responsibilities when involved in an accident
  • Assignment of fault
  • How insurance premiums are affected by DCPD
  • Accident examples
  • DCPD Summary of Frequently Asked Questions
  • Concise review of how DCPD works
Cars in a parking lot

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