10 Holiday Travel Tips to Keep Your Vacation Jolly!

10 Holiday Travel Tips to Keep Your Vacation Jolly!

Planning to visit Grandma’s or spending Christmas in Paris? Traveling over the holidays can be notoriously busy, expensive and stressful, but the news isn’t all bad. Check out these 10 holiday travel tips and find some joy this season.

1. Avoid peak travel dates.
Travel off-peak whenever possible. Fortunately, Christmas and New Year’s Day fall on Wednesdays this year, so travel will likely be more spread out than normal, with no obvious peak days.

2. Book early.
Fares are only rising, so those who hold out in hopes of a late-breaking sale are likely to get left out in the cold or pay a very steep price for their procrastination. Be prepared to be flexible with dates and flight times.

3. Shop around.
Comparison shopping has never been easier. During peak travel season, casting the net as wide as possible will help you understand all of your options. For many travellers, price isn’t the only or even the most important factor, especially during the holidays. Thoughtful, deliberate use of the “search adjacent days or airports” features found on many websites may also surrender greatly improved fares and travel times.

4. Know your airports.
Checking alternate airports is a pretty standard tactic, but at this time of year it can really make a difference. You can score on almost every front – parking, rental cars, traffic to and from, nearby hotels – and save both time and money. Smaller airports see fewer flights and therefore, typically, fewer delays.

5. Plot connections carefully.
When booking flights, check your search results carefully for sufficient time during layovers, and build in some time for flight delays and weather woes. Avoiding really tight connections may save you a sprint through the terminal or a missed flight.

6. Leave early.
During peak travel times, many of the delays you’ll face lie on this side of security, from traffic jams and full parking lots to absent shuttles and long lines. Rather than striving to “arrive at the airport early,” you may want to try to “leave for the airport early” to anticipate the peripheral delays you may encounter.

7. Pack wisely.
In the past, you may have been able to fit everything into your carry-on without having to check any baggage – a strategy we still recommend. However, the TSA rules about liquids and gels make this a trickier proposition. When packing, keep in mind that most airlines are now charging travellers a fee for checking any bags on domestic flights (and even some international ones).

8. Use the Web for more than just booking.
The latest self-service developments in online travel can be tremendous time-savers during peak travel times. Whenever possible, print your boarding passes at home, use check-in kiosks or even pull up your boarding pass on your smartphone. Consider doing your holiday shopping online and having your gifts shipped to your destination.

9. Travel early or late in the day.
As a rule, airports are least congested at times when most people would rather be at home or asleep. Delays are far less likely for morning flights, and airports usually unclog as the afternoon and evening peak passes. Caveat: Staffing can be spotty for really early flights, so although your flight is highly likely to be ready to leave on time, check-in may take a while, along with other personnel-dependent steps like riding shuttle buses.

10. Consider package deals.
Peak travel periods can be the best time to buy package deals, even for folks who would never buy one, as the bundled pricing offered by packages can be very competitive, even (or especially) at times of high demand.

A Few Bonus Tips:

  • Be prepared for more than the usual slowdowns at security. Even though the TSA’s liquid and gel rules have been around for many years now, folks who fly very rarely may not be familiar with all the ins and outs, and the newer full body scanners could catch even frequent travellers off guard.
  • Gas up the night before you travel; no one leaves enough time for buying gas on the way to the airport.
  • Investigate your frequent flier options to get better (and better guaranteed) seats.
  • Keep your cool. Airline employees have considerable power over your well-being. Unfortunately, many enjoy wielding it against you, and few respond well to anger.
  • Have phone numbers for everything: your hotel, your car rental agency, your airline, friends at your destination.
  • Choose non-stop flights. The worst, most brutal delays occur in connecting airports, where you have no home, friends or family to retreat to.
  • With airlines continuing to cut back on service, it’s more important than ever to confirm your flight several days before you leave – that way you’ll have a little leeway to make alternate plans if necessary.
  • Don’t overpack even checked luggage; overstuffed bags that must be opened for a security check are much harder to repack.
  • Do not wrap gifts, especially if you intend to carry them on the plane. Even in checked baggage, there is a strong chance they will be unwrapped for inspection by security personnel. Consider gift bags instead of wrapping paper this holiday season – you can easily remove the items from their bags if required and you don’t have to do a last-minute wrapping job at your destination.
  • Give your cell phone a full charge, and write down or program the phone number of your airline so you can call easily as your flight time approaches.

Excerpted from the Independent Traveler 

Want to ensure that your clients are properly protected over the holidays? Review their vehicle coverages as well as travel medical insurance policies with them before they head off on their trip. Not sure what they’ll need? ILScorp has hundreds of hours of online, accredited continuing education classes for insurance agents, to get you up to speed.

Still Looking for that Last Minute Gift? ILScorp Has Insurance Licensing and Training Courses on Sale Now

Still Looking for that Last Minute Gift? ILScorp Has Insurance Licensing and Training Courses on Sale Now

Still looking for that perfect gift for the special someone, or wondering what your new year’s resolution should be? ILScorp’s “All I want for Christmas is a new career in insurance” specials are now available until Dec. 31. Enjoy huge savings on some of our most popular insurance licensing and training courses.

Regardless of where in Canada you live, ILScorp has a licensing option for you. With online LLQP and CAIB exam prep courses, the ILS Introduction to general Insurance licensing program (offered through our virtual classroom as well as online/home study), and Alberta Level 1&2 Licensing Exam prep now all on sale, make 2014 your year to launch a new career in insurance.

Register and get started today! Choose from the following discount codes, our gifts to you this December:

1. Purchase the ILS LLQP online video course for only $99 (plus taxes). That’s a $200 savings.
Our streaming-video LLQP is complete and comprehensive, giving you all of the knowledge and skills you need to successfully challenge the provincial LLQP examination.
Register using the code LLQPXMAS at ILScorp.com

2. All six of our Virtual Classrooms programs are discounted by $100  now only $450.
Choose from the ILS Introduction to General Insurance Level 1 licensing program, Fundamentals of Insurance and CAIB 1, 2, 3, & 4 Exam Prep, all of which run from Jan. 6-31, 2014.
Register using the code NEWCAREER at ILScorp.com

3. Purchase the ILS CAIB Video Tutorial Exam Prep for only $199. Save $100.
Our interactive, online, CAIB Exam Preparation video courses offer the ease and convenience of online learning.
Register using the code CAIBXMAS at ILScorp.com

4. The ILS Introduction to General Insurance Licensing Program Total Package is now only $299.
Regularly priced at $499, the total package includes: the Online Video Course, Textbook, Licensing Exam, Study Guide and Flashcards, all with free shipping! The ILS IGI is accredited in BC, SK & MB.
Register using the code IGIXMAS at ILScorp.com

5. Looking to get Licensed in Alberta? Level 1 & 2 Licensing Exam Prep is $100 off, now only $199!
ILScorp’s Alberta Level 1 and 2 Licensing Programs are the fast, easy and affordable ways to obtain an Alberta Level 1 or 2 insurance licenses.
Register using the code ABXMAS at ILScorp.com

Purchase ILScorp’s Introduction to Public Sector Procurement for only $99. Save $480!
The PSPP course will give you thorough knowledge of all stages of the procurement process, as well as contract law, legislative obligations and the contract management cycle.
Register using the code PSPP99 at ILScorp.com

Remember each discount code is valid until Dec. 31, and valid on new purchases only. If all you want for Christmas is a new career in insurance, now is the time to register at ILSCorp.com!

Call us at 1-800-404-2211 with any questions or to get started.

Keep Your Home Safe From Thieves This Holiday Season

Keep Your Home Safe From Thieves This Holiday Season

There are many important steps we can take to keep our home safe from break-ins over the holidays, as we travel and bring new gifts home. Most break-ins are opportunistic burglaries, and Christmas is the time when many thieves are looking for the insecure home.

You can help prevent thieves targeting your home by carrying out a few simple common sense measures.

Always lock all outside doors and windows when you go out, including garage windows and doors, especially if the garage has an internal door leading to the main house. Lock your garden tools and ladders away and always keep your house keys in a safe place. Burglars know to look under a mat, pull the string and key through the letter box, or move the large stone near the front/back door.

When heading out for the evening, put a light on, put the radio or TV on and leave a small gap in the curtains so that a light can be seen.

If you are going away for a longer time, use timers to control Christmas lights and indoor lamps, and ask a neighbour to take in your mail and newspapers and clear your walks and driveway of snow when needed. Consider having a trusted person spend some time inside your house each day. If you leave a car in the driveway, consider having that same person move it periodically to make it appear as if its being used.

Turn your telephone ringer off and don’t leave outgoing phone or email messages to indicate that you are away. Be careful of posting information about your travel plans or expensive gifts on social media.

Do not display your Christmas tree & gifts in a window visible from the street. Criminals may be tempted to smash the window to steal packages or plan a break-in. After Christmas, do not leave empty gift boxes by the garbage or put them our for curbside recycling. This is an advertisement for thieves. Collapse the boxes, cut them up to conceal the items or take them directly to your community recycling depot.

Review your home insurance plan, and be aware that there are limits for how long your home can be left empty for coverage to remain valid.

Insurance agents are encouraged to review these tips with their clients, as well as to be aware of the limitations of their client’s insurance policies.

Are you an insurance agent looking to boost your home insurance knowledge? ILScorp offers a variety of accredited online continuing education courses, as well as licensing programs. Many of our most popular courses are on sale for the month of December. Visit ILScorp.com to learn more.

Fire Safety Tips to Share With Your Clients This Holiday Season

Fire Safety Tips to Share With Your Clients This Holiday Season

Fire safety organizations across North America are offering up a variety of holiday fire safety suggestions. Share these with your clients and ensure their home insurance provides adequate coverage for their needs.

In the kitchen, grease and fat fires are a leading cause of home fires in Canada, so be extra careful when doing this kind of cooking.  Here’s what to do if grease in a pot or pan catches fire:

  • Smother the flames by covering the pan with a lid;
  • Turn off the heat immediately;
  • Use baking soda (flour can be explosive) on shallow grease fires;
  • Never turn on the overhead fan, as this could spread the fire;
  • Never throw water on a grease fire.

A live Christmas tree can be a fire hazard the longer it stays in the house. A freshly cut tree will stay green longer and be less of a fire hazard.  Try to pick a tree with a strong green colour and noticeable fragrance. Always test for freshness before buying. A tree with high moisture content is safer. Very few needles should fall when the butt of the tree is tapped on the ground; needles should bend, not break; and the stump should be sticky with resin.

Place the tree in a stand that will hold two to three litres of water and top it up daily to ensure it is always immersed in water. This is important  because if water drops below the trunk, the stem may reseal itself, requiring a fresh cut.

Use a tree stand that has widespread legs for better balance and don’t set your tree up near a heat source such as a radiator, television, fireplace, heating duct or sunny window. It should not block doors.

Remove the tree within 10 to 14 days. After that amount of time in a heated building, even the freshest tree can start to dry out.

Decorations

  • Choose decorations that are flame-retardant, non-combustible and non-conductive.If there are young children or pets in your home, avoid very small decorations.
  • Avoid using angel hair (glass wool) together with spray-on snowflakes. This combination is highly combustible.
  • Do not use metallic ornaments on the tree. If they make contact with defective wiring they could become a shock hazard.

Lights

  • Never use lighted candles on the tree.
  • Use Canadian Standards Association (CSA) certified light strings/sets.
  • Use the proper lights for the environment. Indoor light strings/sets should not be used outdoors because they lack weatherproof connections. Some outdoor light strings/sets burn too hot indoors.
  • Inspect light strings/set before use. Check for cracked bulbs and for frayed, broken or exposed wires, and discard if faulty.
  • Do not use electric light strings/sets on metallic trees. A faulty system could energize the tree and shock or electrocute anyone coming into contact. Illuminate metallic trees with colored floodlights placed at a safe distance from the tree and out of reach.
  • Turn off all tree and display lights before retiring for the night or before leaving the house.

Candles can add a warm festive touch to any room  long dark nights,  but open flames pose a hazard. It is important to follow key safety tips with candles.

  • Place candles away from absolutely anything that could catch fire.
  • Never leave burning candles unattended.
  • Burn them only when a responsible adult is overseeing the flame.
  • Put candles in sturdy holders on a stable surface, well away from drafts, curtains, children and pets.
  • Snuff them out before leaving the room or going to sleep.

A fireplace is often a  key part of keeping family and guests cozy over the holidays, and a central focus of home decorating. But used improperly, a fireplace can be a hazard.

  • Never burn gift wrappings, boxes, cartons, or other types of packing in the fireplace. They burn too rapidly and generate far too much heat.
  • Don’t hang Christmas stockings from the mantel when the fireplace is in use.
  • Always use a screen in front of the fireplace to protect against flying sparks.
  • Never use gasoline or any other flammable liquids to start a fire.
  • Use only seasoned and dried wood.
  • Never leave the fire unattended or let it smolder.
  • Clean the ashes regularly. Place the ashes in a metal container and store outside away from flammable materials.
  • Don’t use Christmas trees for firewood.

Last but not least, make sure your smoke alarms work. You should have at least one working smoke alarm on every level of your home to keep your family and guests safe.

ILScorp offers a number of home insurance courses that address fire safety. These online continuing education courses are accredited for insurance agents across Canada. Completes some continuing education credits today in the comfort of our own home, or wherever you have an internet connection. Serach our course catalogue at ILScorp.com.

Still Looking for that Last Minute Gift? ILScorp Has Insurance Licensing and Training Courses on Sale Now

All Of Our Christmas Gifts To You Are Now Available! Discount Codes Valid Until Dec. 31st

All of the ILScorp Christmas specials have now been released and will be available for purchase until Dec. 31. If all you want for Christmas is a new career in insurance, choose from huge discounts on some of our most popular courses.

Ready to launch your insurance career? Sign up and get started today! Choose from the following discount codes, our gifts to you this December:

1. Purchase the ILS LLQP online video course for only $99 (plus taxes). That’s a $200 savings!
Our streaming-video LLQP is complete and comprehensive, giving you all of the knowledge and skills you need to successfully challenge the provincial LLQP examination.
Register using the code LLQPXMAS at ILScorp.com

2. All six of our Virtual Classrooms programs are discounted by $100  now only $450.
Choose from the ILS Introduction to General Insurance Level 1 licensing program, Fundamentals of Insurance and CAIB 1, 2, 3, & 4 Exam Prep, all of which run from Jan. 6-31, 2014.
Register using the code NEWCAREER at ILScorp.com

3. Purchase the ILS CAIB Video Tutorial Exam Prep for only $199. Save $100!
Our interactive, online, CAIB Exam Preparation video courses offer the ease and convenience of online learning.
Register using the code CAIBXMAS at ILScorp.com

4. The ILS Introduction to General Insurance Licensing Program Total Package is now only $309.
Regularly priced at $499, the total package includes: the Online Video Course, Textbook, Licensing Exam, Study Guide and Flashcards, all with free shipping! The ILS IGI is accredited in BC, SK & MB.
Register using the code IGIXMAS at ILScorp.com

5. Looking to get Licensed in Alberta? Level 1 & 2 Licensing Exam Prep is $100 off, now only $199!
ILScorp’s Alberta Level 1 and 2 Licensing Programs are the fast, easy and affordable ways to obtain an Alberta Level 1 or 2 insurance licenses.
Register using the code ABXMAS at ILScorp.com

Purchase ILScorp’s Introduction to Public Sector Procurement for only $99. Save $480!
The PSPP course will give you thorough knowledge of all stages of the procurement process, as well as contract law, legislative obligations and the contract management cycle.
Register using the code PSPP99 at ILScorp.com

Remember each discount code is valid until Dec. 31, and valid on new purchases only. If all you want for Christmas is a new career in insurance, now is the time to register at ILSCorp.com!

Call us at 1-800-404-2211 with any questions or to get started.

Today’s Gift from ILS: Save $100 on the Alberta Level 1 & 2 Exam Prep Course

Today’s Gift from ILS: Save $100 on the Alberta Level 1 & 2 Exam Prep Course

As part of the ILScorp “All I want for Christmas is a new career in insurance” campaign, we are offering our Alberta Level 1 & 2 Licensing Exam Prep Combo Course for $199 – that’s a $100 savings!

If you are wanting to earn your Level 1 and/or 2 License in Alberta, purchase the Level 1&2 Licensing Exam Prep combo course between Dec. 6 and 31st using the code ABXMAS, and save!

With the ILScorp Alberta Level 1 and 2 Licensing Exam Prep Program you can:

  • Study at your own pace, at your own convenience
  • Stop the program at any time and return when you want
  • Go back over difficult-to-grasp points as often as you wish

Our interactive online video Level 1 and Level 2 Licensing Exam Prep Combo Course combines the dynamic instruction of Todd Hochban with the ease and convenience of online learning. The video courses are streamed online, and divided into easy-to-manage chapters. Each chapter includes 10-15 minute video clips of the instructor, along with easy-to-read text. Numerous exercises and mock exams help to reinforce your knowledge retention. Students must register with the AIC to write the licensing examinations.

You’ll have four months of unlimited access to the complete and comprehensive course, which includes everything you need to know to write the Level 1 exam. No additional books or material are required. This online video course uses the same techniques that have helped hundreds of students successfully pass their insurance licensing exam.

Register online at ILScorp.com using the code ABXMAS and receive the ILScorp Alberta Level 1&2 Exam Prep Combo Course for $199. This code is valid on new purchases only from Dec. 6 – Dec. 31, 2013.

Call 1-800-404-2211 for more information.

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