Universal Life Insurance – Part 1

Over the last decade Universal Life, also referred to by life insurance agents and brokers as ‘UL’ insurance, has come to represent the largest growth sector in the life insurance industry. In this course, we will learn why it provides an attractive solution for many of our clients’ life insurance needs.

We will:

  • review the history of UL and describe the reasons for its popularity
  • describe the features and benefits of UL
  • explain the different types of cost of insurance (COI) with UL
  • describe the various coverage types that are available with UL
  • explain the various death benefit types available in UL plans
  • describe the concept of minimum and maximum premiums
  • explain the investment options and investment bonuses available in UL plans
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