Jul 13, 2015 | News
ILScorp has RIBO accredited online continuing education courses for Ontario General insurance brokers. These courses are all part of the popular ILScorp online General CE Course Subscription, which offers access to more than 175 RIBO accredited General insurance CE courses, and includes both technical and management CE categories.
Complete your mandatory Ontario General Insurance CE Requirements with our General CE Course Subscription
With the ILS General CE Course Subscription you will:
- have access to over 175 accredited general insurance training courses in both text and streaming video formats, including personal lines, commercial lines, auto, farm, professional management, technical and personal skills courses
- save money compared to purchasing individual courses
- have a digital record of your completed course work, which we keep on file for up to seven years
- save time by completing your Ontario general insurance continuing education requirements entirely online, no paperwork or commute
More Info / Purchase for $185
The Registered Insurance Brokers of Ontario (RIBO) is the self-regulatory body for insurance brokers in Ontario. RIBO regulates the licensing, professional competence, ethical conduct, and insurance related financial obligations of all independent general insurance brokers in the province.
|RIBO Continuing Education Requirements
|Principal Brokers and Deputy Principal Brokers:10 hours of continuing education credits every year between October 1st and September 30th. A minimum of 5 hours must be in the Management category. The remaining hours may be in the Management or Technical category. There is a carryover of a maximum of 10 hours (or one term’s requirements) allowed for the next term (requirement of minimum of 5 hours in the Management category still applicable).All other licensed individuals:8 hours of continuing education credits every year between October 1st and September 30th in any category. There is a carryover of a maximum of 8 hours (or one term’s requirements) allowed for the next term.Newly licensed individuals:The continuing education program of 8 hours every year between October 1st and September 30th will begin the first October following registration. Individuals are only exempted for the remainder of the licence year that they were registered.Source: RIBO
Call 1-800-404-2211 or go to www.ILScorp.com and get started today.
CE with ILS – fast, easy, done!
Jul 2, 2015 | News
First of all, what is the LLQP?
LLQP (Life License Qualification Program) is part of the Canada licensing regime for life insurance sales people (except Quebec.) Before an advisor in the financial services sector is allowed to begin selling life insurance products, they must complete and pass LLQP, and earn a certificate of completion.
To get your Life License, you must complete the Life License Qualification Program (LLQP) including the mandatory certification exam, which is included in the ILS LLQP program. Once you have successfully passed the LLQP certification exam, you can then apply to your provincial insurance council to challenge the provincial licensing exam.
Upon successful completion of the ILS LLQP Program, you will be able to:
- Demonstrate an understanding of the various components that make up the insurance industry, including the evolution and distribution of insurance products.
- Compare and analyze the application of various individual income replacement products including disability, accident and sickness, and other insurance products.
- Explain the various types of investment products, including the major classes of securities, and describe how they compare to insurance investments. As well, the student will be able to describe basic investment strategies, terms and concepts and be able to apply them while analyzing and fulfilling their clients’ needs and objectives.
- Analyze the benefits of group insurance and other various accident and sickness coverage and how they meet personal and business needs of clients.
- Demonstrate an understanding of the corporate types of insurance companies, how financial ratings are determined and the importance of ratings to consumers, agents and regulators.
- Describe the importance of underwriting (the evaluation of risk) and the key role that the field underwriter plays.
- Demonstrate an understanding of the process involved in policy issue and explain policy components and provisions as well as the importance of proper policy delivery.
- Analyze the principles and techniques of risk management and how they apply to insurance. In addition, the student will identify their role in diminishing or eliminating risk exposures.
- Describe the legal issues and regulations related to life insurance products and their distribution; describe the ways in which the criminal code impacts on agent conduct in the areas of misrepresentation, theft and forgery.
- Describe the sections of the provincial acts and regulations that govern the conduct of agents and the distribution of insurance.
- Learn how to conduct themselves in a professional manner.
Ready to take the first step to becoming life licensed?
ILScorp’s streaming-video LLQP is a complete and comprehensive online training course, which will give you the knowledge and skills to successfully challenge the provincial LLQP examination.
With the ILScorp LLQP, you will receive:
- access to the LLQP Life Insurance Course in video format;
- a series of exam-type case studies;
- an online mock exam; and
- one attempt at the Certification Exam (subsequent attempts are $109).
With the ILScorp LLQP you’ll have three months to learn and review – you dictate your pace of study, and can repeat any sections before moving on in the course, or come back to challenging concepts at any time. You should plan to spend between 80 and 120 hours preparing for the provincial LLQP exam.
The ILS Life License Qualification Program is recognized and approved across Canada (excluding Quebec). It is valid for 13 hours of Continuing Education credit for Life/A&S in MB and Life in AB.
Jun 30, 2015 | News
Today is the day!
Register now for accredited online continuing education courses if you have not completed your mandatory continuing education credit hours for June 30, 2015.
There is still time! Our phone lines are open today from 8am-5pm PST and we are ready to assist you in meeting your mandatory licensing requirements this year, with the most relevant and up-to-date insurance training courses in the industry.
Doing your CE late tonight when our customer service reps are sleeping?
In case you are burning the midnight oil tonight and need a little help, here are some of the most frequently asked questions when it comes to last minute CE credit completion.
Why can’t I see my courses?
ILScorp courses are available for a specific amount of time from the date of purchase; your course(s) subscription may have expired. CE course subscriptions and individual courses are available for 6 months from the date of purchase, with unlimited amount of access. If you log into your ILScorp profile and do not see any courses listed under the “My Courses” tab, you can renew / purchase your course subscription from the ILScorp.com Course Catalog, or by choosing your subscription category here. Once your purchase is complete, you will have immediate access to your courses.
Why isn’t my CE certificate showing?
To view your completed course CE certificate, login to ILScorp with your username and password and go to the Home tab of your profile. If the certificate is not showing under your Completed Course History section, you need to refresh your screen. Refreshing your screen ensures you have the most up-to-date version of a web page. On the most popular browsers you can press the F5 key on your keyboard or click on the refresh button inside your browser toolbar (this is the small window at the top of your screen that shows the URL address of the page you are on. For example you should be seeing this address in the window now: https://www.ilscorp.com/blog/alberta-insurance-continuing-education-deadline.) Look inside your browser toolbar for the refresh button, an icon similar to these:
OK I hit refresh on my browser, so why isn’t my CE certificate showing?
The majority of ILScorp courses have several lesson and quiz components. If one or more of the lessons is not complete the certificate will not show in the Completed Course History section of your profile. You must complete every lesson inside a course, including the quizzes, and pass the final exam in order to generate a CE certificate. Under “My Courses” click on the title of the course and check to see that you have completed each lesson, and passed each quiz including the final exam.
ILScorp accredited Continuing Education Courses are offered entirely online as either text or streaming video, and are designed to engage the learner so the learning experience is both interesting and entertaining. The online format allows you to access your courses anytime, anywhere you have an internet connection, and at your convenience.
Call 1-800-404-2211 or go www.ILScorp.com and get started today.
CE with ILS – fast, easy, done!
Jun 26, 2015 | News
ILScorp offers hundreds of online insurance training courses, as well as specialized communication courses, leadership and management programs and more. And with new courses being added on a regular basis, here’s a look at some you may have missed:
1. Adjusting Bodily Injury Claims Course Series: Considering a career in adjusting bodily injury claims, or want to further your knowledge and understanding of the adjusting bodily injury process? Start learning with Module 1 through 4: Introduction and the Investigation Process; Injury Explanation and Details and Determining Liability; Introduction to Anatomy: Skin and Muscles; Muscle Strains and Skeletal Make Up, now available, with Module 5: Fractures and the Spinal Column, coming soon. These interactive online courses are available for individual purchase, with the entire series included as part of your ILS General CE Course Subscription and ILS Adjuster CE Course Subscription.
2. Certified Ontario Auto Expert & ICBC Autoplan: Yes, they are separate courses, but for agents working in BC and Ontario, understanding auto insurance is a critical part of the job. The Ontario Auto Expert Course leads you through the coverage, common client concerns and questions, errors and omissions avoidance, options, and important considerations in giving advice about private automobile coverage in Ontario. ILScorp also has 2 new ICBC courses: Introduction to BC Autoplan Insurance provides new orientation training for those wanting to learn more about ICBC’s Autoplan insurance in BC, while ICBC Autoplan Coverages and Exclusions provides in-depth insurance training on ICBC’s Autoplan insurance coverage and exclusions. Both courses review: ICBC Autoplan coverages and exclusions; Accident benefits; Underinsured Motorist Protection; Hit-and-Run & UMP; Third-party liability; and what ICBC covers.
3. Understanding Workplace Bullying: Two courses, one designed for employees, and another for employers, tackle the issue of workplace bullying and help your company become compliant with existing laws. Ontario, Manitoba, Québec and Saskatchewan have already introduced legislation against bullying and B.C. recently enacted Bill 14 [Workers Compensation Amendment Act] to address the effects of bullying at work. Up to 40 percent of Canadian workers report feeling bullied at work. What does this mean for you and your business? The courses are available as part of the General Insurance Course subscription or they can be purchased individually.
4. Saskatchewan Approved Accredited Ethics Courses: Get your Insurance Council of Saskatchewan approved mandatory ethics training courses and earn Continuing Education credits at the same time with these ILScorp Ethics series: Ethics and the Insurance Professional Courses (Parts 1-3) – now included in your general subscription, and Life Ethics in the Insurance Industry (Parts 1 -3) – included in the the life subscription bundle.
5. Secrets for Exceptional Speaking Course: Learn the techniques to communicate effectively and connect with your clients, customers, co-workers and family. Know how to bring your words to life with appropriate emotion with this innovative approach to presentation and communication skills. Enhance your reputation and relationships, improve your self-confidence and advance your career with the Secrets for Exceptional Speaking online course.
With more than 23,000 insurance professionals training with ILScorp every year, we are the leader in online insurance training in Canada. And with an ever expanding catalogue of courses, you’ll find relevant and informative courses for your business at ILScorp.com. Visit the website and get started today.
Jun 25, 2015 | News
Just when you were starting to calm down from your CE credit deadline stress mode…. yes Christmas is exactly 6 months away.
That being said, take your current schedule you are juggling now and imagine adding Christmas shopping, Christmas parties, and holiday travel all at once.
Boom! Merry Christmas.
I suspect you’ll thank yourself come mid-December if you use the extra time you have now to get ready for Christmas 2015.
Start Saving in the Summer
We all know Christmas is expensive. You really only have two options, spend less this year, or learn more and earn more money. Neither option is instantaneous, but financial experts recommend you start setting aside funds for your holiday plans as soon as your summer vacation has ended. Decide how much you need for your Christmas celebrations, and then begin saving a little each month to avoid panic in December. When consciously saving towards a targeted goal, starting earlier means you actually have to save less per month than if you start later. Most people will never plan ahead and will complain about how they never have any money. This is true of Christmas gifts and life in general.
Make and Address Christmas Cards in the Summer
Up to 30 percent of families say that running out of time close to the holidays is why they don’t send out Christmas cards. Have them made in the summer and then address them early on to avoid hassles.
Shop for Family Presents Early
Whenever possible, buy the majority of presents as early as possible. Labor Day sales in the beginning of September are often the best time to shop for clothing and toys.
Ultimately, those who are prepared for the holidays can spend less time worrying and more time enjoying the Christmas season with friends and family.
Jun 22, 2015 | News
Its Monday, and for many of us, the beginning of our work week.
Once upon a time you loved going to work every day. You no longer feel the same way. In fact, your feelings are the opposite of that. You can’t stand doing your job anymore. You’ve tried changing employers but it hasn’t helped at all. Maybe it’s time to change careers so you can once again enjoy going to work.
The average person can expect to change careers several times in his or her lifetime. One reason for all these career changes is that people often don’t make informed decisions when choosing an occupation. They neglect to learn about their own interests, work-related values, personality types and aptitudes in order to find out what occupations are suitable. They also do little to explore the careers they are considering and therefore don’t know as much as they should about them.
Making an informed decision regarding your career will certainly increase the likelihood that you will be more satisfied with it. There are, however, no guarantees. You may follow all the steps that should help you choose a career that is right for you but it may not remain your best choice forever. You may find yourself wondering whether you should be doing something different. Here are some valid reasons to leave your current career for a new one.
You Might Consider a Career Change If …
Your Life Has Changed: When you chose your career your life may have been different than it is today. For example you may have been single then and now you have a family. The crazy schedule or the frequent travel that is typical of your career may not suit your new lifestyle. You should look for an occupation that is more “family friendly.”
The Job Outlook in Your Field Has Worsened: The future looked promising for your field when you entered it. Due to changes in technology, the economy, or the industry you work in, job opportunities are no longer plentiful and your research indicates that things are going to get worse instead of better. You should look for an occupation that has a better outlook.
You Are Experiencing Job Burnout: Simply put, you just can’t stand doing your job anymore. You’ve tried changing employers but it hasn’t helped at all. It’s time to change careers so you can once again enjoy going to work.
Your Job is Too Stressful: Some occupations are inherently stressful. You knew that from the beginning about yours. You’ve come to a point, though, when it’s become too much to handle. To preserve your mental and physical health, you will have to find a career that is less stressful.
Your Work Bores You: When you did your initial research the occupation you ultimately chose had a lot of advancement opportunities. You’ve been working in the field for a while and you’ve climbed up the ladder while happily facing all the challenges you’ve encountered along the way. Unfortunately you’ve gone as far as you can. You are no long challenged by your work. A career change can help revitalize your motivation.
You Want to Earn More Money: If you dream of making more money, you may be surprised to learn that doing so won’t necessarily bring you job satisfaction. If you definitely can’t live the way you want to on your current salary and there is no way you can get a raise, you should probably make a career change. Choose an occupation that has higher earning potential.
If you are considering a career change, perhaps the possibility of becoming an insurance professional interests you. The insurance industry is an industry full of promise and potential.
In becoming an insurance professional, you have the opportunity to engage and help prospects every single day. Its about showing people they can take control of their lives. The role of the insurance professional is no longer just about providing information, but about helping consumers weed through information, to help identify needs and provide solutions.
Take the first step towards an exciting and enriching career in the insurance industry by obtaining your Level 1 General Insurance License, with ILScorp’s Introduction to General Insurance Level 1 Licensing Program.
The ILS Introduction to General Insurance Level 1 Licensing Program (IGI) has over an 80% pass rate due to the adaptable learning styles available.
Choose from an easy-to-follow text book, online text or video instruction, study aids, virtual classrooms or even live immersion training.